Female doctor waving during an online video consultation with a patient on a laptop, representing modern telehealth access and virtual doctor visits without copays or long waits.

Free Telehealth Through Your Employer? Here’s How Americans Are Skipping the Wait and the Copay

September 17, 20253 min read

Most of us don’t have time to be sick. That's the reality that struck us in 2025.

You’ve got work, deadlines, kids, grocery runs, bills that don’t pause, and maybe, if you’re lucky, a few hours of rest. So when something feels off, your throat’s sore, your back’s acting up, the anxiety won’t quit, you quietly push through it.

Because taking a half-day off for a doctor’s visit? That’s a luxury most working Americans can’t afford.

That’s exactly why 24/7 telehealth through your job is quietly becoming one of the most valuable benefits around.


The Cost Barrier: Still Very Real

Man climbing a mountain of cash and coins toward a red medical cross symbol, representing the financial barrier to accessing healthcare.

A 2023 KFF survey found that 36% of U.S. adults skipped or postponed needed care in the past year because it cost too much. That number jumps to 75% among uninsured adults, and 18% said their health got worse because of that delay. (Source: Kaiser Family Foundation)

For many, it’s not about ignoring health. It’s about choosing between a bill and getting help. That’s where virtual care changes the equation.

Telehealth lets people get support sooner, without taking time off work or wondering what the cost will be. And when it’s included in your benefits and comes with no copay or deductible, it’s not just convenient, it’s something you can actually count on.


Telehealth: The Modern Solution

Sick woman using telehealth services from home, speaking with a doctor on a laptop while sitting on a couch with a blanket, illustrating convenient virtual healthcare access.          Ask ChatGPT

The need for better access is clear. According to the 2024 National Telehealth Survey, 67% of Americans say getting medical care is a problem where they live. That number was 58% just a few years ago. At the same time, 54% have used telehealth, and most say they’d do it again. (Source:Public Opinion Strategies)

It’s helping close a gap that traditional care hasn’t. And when it’s part of your workplace benefits, especially through a Section 125 plan, it becomes more than a nice-to-have. It becomes a practical solution to a very real problem.

With telehealth, you can:

  • Talk to a doctor from your couch

  • Check in with a therapist on your lunch break

  • Refill a prescription before it becomes urgent

And when it’s part of your job’s benefits, like through a Section 125 plan, it’s even better. No copays, no deductibles, no hassle.


What's Section 125?

Flat lay photo of a clean, sunlit desk with a document labeled “IRS Section 125 Plan” in bold text at the center, surrounded by black eyeglasses, a spiral notepad with a pen, and a white cup of tea. Bright natural lighting with a blueish tint creates a calm, professional atmosphere.

Section 125 of the IRS tax code lets employers offer certain health-related benefits, like telehealth, dental, and vision. These plans, also known as cafeteria plans, lower employees’ taxable income and help employers reduce payroll taxes. It’s a win-win.

That’s where 125 Managed Health comes in. They help businesses set these plans up from end to end, handling compliance, onboarding, and support, so HR teams don’t have to build it from scratch.

Employees get access to meaningful, everyday benefits they’ll actually use. Employers get a cost-effective way to provide real value.

Not sure if your workplace offers it? Ask your HR department or check your benefits portal for anything mentioning Section 125, telehealth, or pre-tax health benefits.


Want to talk to a doctor without the bill?

Check out 125 Managed Healthto see how it works, then share it with your employer.

Because in 2025, getting help shouldn’t come with a waiting list, or a price tag.

Take control of your health today with 125 Managed Health.

Disclaimer: This is not medical, legal, or tax advice. Check with your HR or benefits provider for details about your specific plan.

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